Victim of Sneaky Bank Schemes

Well yes we have fallen victim to Wells Fargo's dirty handed scheme to foreclose on it's homeowners. At the moment there is a case action lawsuit against big banks like Wells Fargo for it's underhanded business dealings setting 90% of it's clients up to fail or fall behind on their mortgages and then threaten to foreclose. We are no exception. It just really leaves a bad taste in my mouth that our very own mortgage lender would do such a nastey thing. We can't trust even our banks anymore? WTF is this world coming to? I hope those dirty bastards get what's coming to them and get it BAD! TRUST NO ONE!!!!

When my husband was laid off from his employment, we were keeping ends met, until last year when things got really tight- me having lost my part time job. We fell 2 months behind and were really trying to work with the mortgage company to make the payments. Then Wells Fargo picked up our loan and said they could work with us by applying for this and that, and then the dreaded remodification loan process reared it's ugly head. Not knowing law requires you to have a lawyer present, my husband did it over the phone with these guys (our own lender who should be trusted). Turns out, they misguided us on purpose to fall even further behind on our payments only to harrass us daily threatening forclosure. Isn't that lovely? During this time we've been made aware of all the dirty deals going on out there right now. TRUST NO ONE!

Right now, things seem to be a little better. Wells Fargo finally agreed to lower our monthly payments for 3 months probably due to the pressing lawsuit being brought against them to change their dirty ways of under handing people. But who knows what will happen after this. ::sigh:: How do I stay positive in such a crappy world?